SAVE UP TO 80% OFF THE COST OF LIFE ASSURANCE AND COLLECT £30 WORTH OF ‘M&S’ VOUCHERS IN TO THE BARGAIN

With most banks, building societies and estate agents tied to one life assurer many policy holders are paying up to 60% MORE than the cheapest alternative.

Policy holders who were smokers when they took out life assurance could save even more – up to 80% off the cost of the premium if they have not smoked for 12 months or more.

A couple aged 40, smokers, could pay as much as £107.60 per calendar month for a 25 year life assurance policy with a sum assured of £180,000.

The same cover for a non smoking couple could cost as little as £23.11 per calendar month. A saving of 80% of the premium - £25,347 over the term of the policy.

Anyone taking out life assurance from Archers up until 1st December 2009 will also benefit from £30 worth of ‘M&S’ vouchers